Restorative Cosmetic Dentistry: Financial Resources
Making Recommended Treatments Affordable
It is generally accepted that as dental patients, we all "know" that we are supposed to do all the things our dentists or specialists want us to do.
And of course, we try to do the best we can with maintaining our dental health habits. Chances are though, we tend to let certain things slide from time to time. Financial resources can easily become tight at times, especially with larger families or having simultaneous dental treatment needs for more than one family member.
Although it is quite common for all of us to put off or forestall certain recommended treatments, certain recommended interventions, if not implemented within certain time frames.... can cause untold effects for overall oral health.
To prevent prolonged delay, public and private resources exist in most communities that are designed to help individuals and families to get the treatments they need on a timely basis.
As with anything in dental health care.... conditions don't improve with time (although we may learn to adjust or manage the problem).
Although patients and insurance companies may view veneer treatments as primarily a cosmetic procedure that is not covered by insurance, it nonetheless may be the ONLY intelligent choice for creating an "acceptable smile."
Severe dental conditions including tetracycline stain damage, undersized teeth (genetic defect), minor tooth rotations, bad tooth enamel (related to bulimia, purging, Amelogenesis Imperfecta, drug abuse (meth mouth) and even unusual occlusal disorders (veneer products are used by some dentists to fix or adjust bad bites).
To preserve dental function and thwart continued damage to existing dentition, veneers can represent the best procedure for addressing the structural needs of teeth affected by the conditions mentioned above.
Well known financial institutions now offer financing plans (some even interest free) that enable us to get the dental care when it is needed ... and MOST affordable.
More and more dental health financing resources have liberalized lending policies to cover restorative needs that many insurance companies are less reluctant to cover.
In some instances, where need can be demonstrated, federal, state and local government and private agencies may be able to provide assistance.
- Personal Professional Financing.com Health, Insurance and Treatment Loans
- CitiBank offers the Citi Health Card
- Unicorn Financial offers financing plans for assorted orthodontic needs
- CareCredit, a popular provider promoted by many orthodontists
- CapitalOne Credit offers financing plans for assorted orthodontic and dental surgery needs
- EZPay Solutions offers financing plans dedicated to helping people with all credit histories attain financing for dental services (not to be confused with EZ Pay Dental)
- More and more practices offer In-House Financing for new and established patients
- FreeDentistry.com State by state directory of free or reduced fee health care resources
More information about these resources is available on the internet. Most firms now provide on-line application forms to simplify the loan application process.
Editorial Staff
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